Product
Key Benefits
Fraud Scrubbing
Reports
Your Payouts
Pricing
Getting Started
Product
iBill's Virtual Terminal is the affordable alternative to swipe machines. Turn any computer into a credit card terminal. Just log in to your iBIll account and enter your orders.
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No hardware to buy and no software to install
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Use it anywhere you access the Internet

*Note: iBill does not process for Gambling, Lotteries or Gaming of any kind. For more information, please see "What iBill will Refuse to Sell."
Key Benefits
- Capture sales beyond the internet.
- There’s no need to invest in expensive equipment.
- Fast entry of credit card number, expiration date, transaction amount, and zip code
- Instantly charge cards using “Authorize and Capture” transactions.
- Securely transmit credit card numbers using SSL.
- Full control of transaction data to support your accounting and customer service.
Fraud Scrubbing
iBill implements advanced fraud scrubbing techniques when processing every credit
card transaction online.
What is fraud scrubbing?
Quite simply it is a way to automatically flag risky transactions for further attention
or manual approval. iBill has automated techniques that will analyze customer information
to see if it is consistent with the profile of the authorized user. If the address
on the credit card different from the billing address, or the country of the phone
making the charge is different from the country on the bank account, the transaction
will be scrubbed all together.
Chargebacks are the biggest risk to online sellers, and they hurt small businesses and
auction traders the hardest. If a fraudulent transaction occurs on your phone service
by a customer using a stolen credit card number or fake identity, it may take time
for the transaction to be discovered and reported. When that happens, the credit
card company reverses the charges, canceling the sale. What happens if you have
already provided the services? The cost of the services are lost.
This is why fraud scrubbing is most important for online sellers and e-commerce web
sites. Fraud scrubbing will add an extra layer of security on top of standard industry
procedures like street address verification and security code validation.
Reports
iBill provides real-time, point-to-point tracking of every
transaction held throughout the billing and payment process. The web-based reporting
system provides a comprehensive source of all information used in the monitoring
and operations that are vital to your website. With iBill, all of the figures you
may need to make smart business decisions are conveniently located in one place.
"Financial Reports" enable you to monitor your sales conversions &
profits and provide you with the tools you need to evaluate ROI. This information
can be viewed in a broad overview of totals or can be displayed in greater detail,
being broken down to the actual profitability figures. The easy-to-read account
overview statements allow you to pinpoint transaction details and to quickly evaluate
your iBill account status at any time.
"Member Reports" provide you with the exact details and information you
need to monitor the quality of your current membership base. At a simple glance,
these reports will provide you with detailed subscription information for each of
your active and canceled memberships.
"Marketing and Promotions Reports" supply all of the information that
is vital to the monitoring and evaluation of the effects and quality of your online
promotions.
"Promotional Reports" provide equally detailed statistics in relation
to promotional hits and subscriber discounts.
Your Payouts
Every Friday you will see your funds in your iBill account ready for your withdraw. You have the option of having your payments sent by ACH, check or wire.
Below is a sample of our billing and payment cycle.
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|
 |
|
|
Start |
End |
Payout |
Week
1 |
Wednesday December 31 |
Tuesday January 6 |
Friday January 23 |
Week 2 |
Wednesday January 7 |
Tuesday January 13 |
Friday January 30 |
Week 3 |
Wednesday January 14 |
Tuesday January 20 |
Friday February 6 |
Week 4 |
Wednesday January 21 |
Tuesday January 27 |
Friday February 13 |
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|
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|
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Pricing
iBill offers pricing based on two factors: (1) the monthly processing your business does and (2) the risk level of your business. Below is a chart that will help you get an idea of where you will fall.
|
 |
|
 |
|
Total Revenues for billing period |
High Risk |
Medium Risk |
Low Risk |
|
$0-$9,999 |
7.50% + 0.50 |
5.00% + 0.40 |
3.25% + 0.25 |
|
$10,000-$24,999 |
7.25% + 0.49 |
4.75% + 0.39 |
3.00% + 0.24 |
|
$25,000-$49,999 |
7.00% + 0.48 |
4.50% + 0.38 |
2.75% + 0.23 |
|
$50,000-$99,999 |
6.75% + 0.47 |
4.25% + 0.37 |
2.50% + 0.22 |
|
$100,000+ |
6.50% + 0.46 |
4.00% + 0.36 |
2.19% + 0.21 |
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Getting Started
Getting started with iBill900 is fast and easy, Just click on the link at the bottom
of the page and you will be on your way to your verry own 900 number.
You also will be billed a setup fee of $295 for a single 900 number account activation
or $495 unlimited 900 number account activation. Each number is 35.00 per month.
