Product
Key Benefits
Fraud Scrubbing
Reports
Your Payouts
Pricing
Getting Started
Merchant Processing
If you're a web merchant with products and or services to sell, iBill has a
turnkey e-commerce solution that's designed just for you. Our simple, real-time,
secure payment processing solutions will get you up and running quickly!
To learn more about our iBill Service offerings, click on any of the links below:
Click
here to see what accounts we process for
Adult Merchants click
here
Don't Have An Internet Merchant Account?
iBill Complete: A completely outsourced
payment processing solution where iBill handles all banking, risk management, affiliate
management and customer service issues for Internet merchants selling products and
services online. In addition, iBill Complete offers the most comprehensive payment
options on the web, including credit cards, online checks, and telephone billing.
Don't Have A Retail Merchant Account?
iBill Virtual Terminal: Serves
the needs of merchants who manage their business offline. This service is for businesses
that conduct direct business in a store, office or via phone. iBill provides transaction
processing, fraud control, business reporting tools functionality, and affiliate
management.
Key Benefits
- Real-time credit card processing
- Customize checkout pages to match the look and feel if your site.
- Payouts every friday.
- Accept ACH as well as Credit Card payments
- Online real time reports updated by the second.
Fraud Scrubbing
iBill implements advanced fraud scrubbing techniques when processing every credit
card transaction online.
What is fraud scrubbing?
Quite simply, it is a way to automatically flag risky transactions for further attention
or manual approval. iBill has automated techniques that will analyze customer information
to see if it is consistent with the profile of the authorized user. If the address
on the credit card is different from the billing address, or the country of the phone
making the charge is different from the country on the bank account, the transaction
will be scrubbed all together.
Chargebacks are the biggest risk to online sellers, and hurt small businesses and
auction traders the hardest. If a fraudulent transaction occurs on your account by a customer using a stolen credit card number or fake identity, it may take time
for the transaction to be discovered and reported. When that happens, the credit
card company reverses the charges, canceling the sale. What happens if you have
already provided the services? The costs of the services are lost.
Fraud scrubbing is important for online sellers and ecommerce web sites; it will add an extra layer of security on top of industry standard procedures such as street address verification and security code validation.
Reports
iBill provides real-time, point-to-point tracking of every
transaction held throughout the billing and payment process. The web-based reporting
system provides a comprehensive source of all information used in the monitoring
and operations that are vital to your website. With iBill, all of the figures you
may need to make smart business decisions are conveniently located in one place.
"Financial Reports" enables you to monitor your sales conversions,
profits, and provides you with the tools you need to evaluate ROI. This information
can be viewed in a broad overview of totals or can be displayed in greater detail,
being broken down to the actual profitability figures. The easy-to-read account
overview statements allow you to pinpoint transaction details and to quickly evaluate
you iBill account status at any time.
"Member Reports" provide you with the exact details and information you
need to monitor the quality of your current membership base. At a simple glance,
these reports will provide you with detailed subscription information for each of
your active and canceled memberships.
"Marketing and Promotions Reports" supply all of the information that
is vital to the monitoring and evaluation of the effects and quality of your online
promotions.
"Promotional reports" provide equally detailed statistics in relation
to promotional hits and subscriber discounts.
Your Payouts
Every Friday you will see your funds in your iBill account ready for your withdrawal. You have the option of having your payments sent by ACH, check or wire.
Below is a sample of our billing and payment cycle.
Below is a sample of our billing and payment cycle.
 |
|
 |
|
|
Start |
End |
Payout |
Week
1 |
Wednesday December 31 |
Tuesday January 6 |
Friday January 23 |
Week 2 |
Wednesday January 7 |
Tuesday January 13 |
Friday January 30 |
Week 3 |
Wednesday January 14 |
Tuesday January 20 |
Friday February 6 |
Week 4 |
Wednesday January 21 |
Tuesday January 27 |
Friday February 13 |
|
|
|
 |
|
 |
Pricing
HOW MUCH DOES IT COST?
iBill charges a flat fee to handle all your credit card processing, fraud screening,
and password management. iBIll does not charge any setup fees or monthly fees. As
you can see below, the more transactions you process, the lower your fees become.
You will find our fee schedule based on the low risk industry.
$0-$9,999 |
9.9% |
$10,000-$24,999 |
9.0% |
$25,000-$49,999 |
8.0% |
$50,000-$99,999 |
7.0% |
$100,000+ |
Please Call |
You will find our fee schedule based on the high risk industry.
$0-$9,999 |
14.50% |
$10,000-$24,999 |
13.25% |
$25,000-$49,999 |
12.25% |
$50,000-$99,999 |
11.25% |
$100,000+ |
Please Call |
Getting Started
Getting started with iBill credit card processing is fast and easy. Just click on the link at the bottom
of the page and you will be on your way to your very own merchant account.
