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Product
Key Benefits
Fraud Scrubbing
Reports
Your Payouts
Pricing
Getting Started

What iBill refuses to sell under the iBill Internet Merchant Account

Tangible Products - If a client offers a mailed, hard copy version of a downloadable product, or any physical, tangible item, it can not be sold through a Subscription Reseller account. However, iBill offers Catalog which allows a web merchant to sell tangible products. Catalog Complete is a full-featured storefront and shopping cart system.

Time Increments - iBill will not resell subscriptions or purchases of service, in Time Increments under 3 days because the refund ratio for shorter subscriptions has proven to be so high that it creates major problems.

Pirated software (warez), or products that are the result of hacking, phreaking or phracking. If it is determined that a client is involved with software or site pirating (including the distribution of stolen download/unlock codes and usernames/passwords), the account will be canceled.

Bulk email products and services such as lists of email addresses, bulk email software, access to email servers that facilitate Spam.

Any accounts that can be determined as being involved with the distribution of information that instructs one how to build/use/deploy weapons, bombs, and other dangerous materials, or how to cause damage, seek revenge, wreak havoc, be malicious, or that promote hatred, racism or violence, will be canceled.

Child pornography is illegal in the United States and iBill will not tolerate it. iBill will not resell services for sites that display images of nude under-age children, or sites that contain links to images of nude under-age children, in any context. iBill also reserves the right to refuse sites that may comply with the US code, as well as sites that depict clothed models under the age of 18, if the images could be considered to be exploiting children.

iBill can not resell Unix shell accounts. Any accounts that can be determined as supporting the use of bots such as Eggdrop or any other programs executed on a server through Telnet or a dial-up account will be canceled.

iBill will not resell dial-up accounts or digital subscriber lines that provide a connection to the Internet.

iBill will not accept donations for resale, unless from a verified non-profit organization. Proof of your organization's non-profit status must be in the form of the official, stamped confirmation letter (including the organization's Federal Tax ID number) that is received in response to the Articles of Incorporation form that is sent to your Secretary of State.

iBill will not resell deposits on goods for future services, tickets for upcoming events, or pre-paid long distance.

iBill will not accept partial payment options to stay under the maximum iBill Complete amounts. The maximum price for a one-time subscription charge is $100. The maximum price for a catalog or storefront check out is $500.

iBill will not resell for clients utilizing free web hosting services. The client's site can not be hosted for free, such as one through HyperMart, Geocities, Xoom, Freeyellow, etc.

AVS-(Age Verification Systems) - iBill does not recognize the use of a credit card as proof of age. There are numerous minors that hold credit cards in their own right, and the authorization process does not provide a means to determine a person’s age. This being the case, it is not possible to determine whether a card number is being used by a minor.

iBill has the right to restrict their services and will not process payments for any illegal activities. If your products and services are legal, and you find the above restrictions are preventing you from using iBill's Services, you may want to consider utilizing iBill's Payment Processing Services

If you are unsure of how to proceed, please feel free to contact us for further assistance.

Key Benefits

- Capture sales beyond the internet.

- There’s no need to invest in expensive equipment.

- Fast entry of credit card number, expiration date, transaction amount, and zip code

- Instantly charges cards using “Authorize and Capture” transactions

- Securely transmits credit card numbers using SSL

- Full control of transaction data to support your accounting and customer service

Fraud Scrubbing

iBill implements advanced fraud scrubbing techniques when processing every credit card transaction online.

What is fraud scrubbing?
Quite simply it is a way to automatically flag risky transactions for further attention or manual approval. iBill has automated techniques that will analyze customer information to see if it is consistent with the profile of the authorized user. If the address on the credit card different from the billing address, or the country of the phone making the charge is different from the country on the bank account, the transaction will be scrubbed all together.

Chargebacks are the biggest risk to online sellers, and hurt small businesses and auction traders the hardest. If a fraudulent transaction occurs on your phone service by a customer using a stolen credit card number or fake identity, it may take time for the transaction to be discovered and reported. When that happens, the credit card company reverses the charges, canceling the sale. What happens if you have already provided the services? The cost of the services are lost.

This is why fraud scrubbing is most important for online sellers and ecommerce web sites. Fraud scrubbing will add an extra layer of security on top of industry standard procedures like street address verification and security code validation.

Reports
iBill provides real-time, point-to-point tracking of every transaction held throughout the billing and payment process. The web-based reporting system provides a comprehensive source of all information used in the monitoring and operations that are vital to your website. With iBill, all of the figures you may need to make smart business decisions are conveniently located in one place.

"Financial reports" enables you to monitor your sales conversions & profits and provides you with the tools you need to evaluate ROI. This information can be viewed in a broad overview of totals or can be displayed in greater detail, being broken down to the actual profitability figures. The easy-to-read account overview statements allow you to pinpoint transaction details and to quickly evaluate you iBill account status at any time.

"Member Reports" provide you with the exact details and information you need to monitor the quality of your current membership base. At a simple glance, these reports will provide you with detailed subscription information for each of your active and canceled memberships.

"Marketing and Promotions Reports" supply all of the information that is vital to the monitoring and evaluation of the effects and quality of your online promotions.
"Promotional reports" provide equally detailed statistics in relation to promotional hits and subscriber discounts.
Your Payouts

Every friday you will see your funds in your iBill account ready for your withdraw. You have the option of having your payments sent by ACH, check or wire. Below is a sample of our billing and payment cycle.

Below is a sample of our billing and payment cycle. 

Start End Payout
Week 1
Wednesday December 31 Tuesday January 6 Friday January 23
Week 2
Wednesday January 7 Tuesday January 13 Friday January 30
Week 3
Wednesday January 14 Tuesday January 20 Friday February 6
Week 4
Wednesday January 21 Tuesday January 27 Friday February 13

 

 

Pricing
iBill offers pricing based on two factors, the monthly processing your business does and the risk level of your business. Below is a chart for you to get an idea on where you will fall.


Total Revenues for billing period
High Risk
Medium Risk
Low Risk
$0-$9,999
7.50% + 0.50
5.00% + 0.40
3.25% + 0.25
$10,000-$24,999
7.25% + 0.49
4.75% + 0.39
3.00% + 0.24
$25,000-$49,999
7.00% + 0.48
4.50% + 0.38
2.75% + 0.23
$50,000-$99,999
6.75% + 0.47
4.25% + 0.37
2.50% + 0.22
$100,000+
6.50% + 0.46
4.00% + 0.36
2.19% + 0.21
 

 

Getting Started

Getting started with iBill900 is fast and easy, Just click on the link at the bottom of the page and you will be on your way to your verry own 900 number.

You also will be billed a setup fee of $295 for a single 900 number account activation or $495 unlimited 900 number account activation. Each number is 35.00 per month.

 
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Information subject to change without notice. Internet Billing Company, iBill, iBill EU Ltd and the iBill Logo are trademarks of Internet Billing Company, Inc. Copyright © 2010 Internet Billing Company, Inc. All rights reserved.